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Driving Without Insurance

Arizona Civil Legal Needs Community Survey

Civil legal organizations in Arizona are seeking your input to increase their ability to meet the civil legal needs of Arizona's lower income residents. Please complete this survey to assist in improving civil legal services in Arizona.

Encuesta de Necesidades Legales Civiles de Arizona

Las organizaciones legales civiles en Arizona buscan su opinión para aumentar su capacidad de satisfacer las necesidades legales civiles de los residentes de bajos ingresos de Arizona. Por favor complete esta encuesta para ayudar a mejorar los servicios legales civiles en Arizona.

Is it possible to get the penalty reduced for driving without insurance?

Yes, it is possible, but ultimately up to the court.  They are allowed to reduce the imposed penalties if you provide proof that you have, 1) not had more than one violation or insurance violation within the last 24-36 months AND 2) purchased a 6 month insurance policy that meets all the qualifications of ARS 28-4009.